Archive for June, 2010

Lessons learnt from 9/11

Home having fire

Home suffering from natural disaster

9/11 has changed the way the society perceives itself today. Apart from all the lessons that have been learnt, and at a fairly great price, there are construction lessons to be had too. Construction policies and guidelines have drastically improved to shy away from anything close to what happened to the Twin Towers.

For instance, it has been directed that all those building which rise up to more than 420 feet need to have in excess of 3-hour fire resistance rating. Earlier, it was 1 hour. By undertaking the study, National Institute’s of Standard and Technology has ensured that mishaps are partly minimized in future. All the alterations planned in building policies have been incorporated since 2009 in the International building codes. In excess of 3000 deaths and brutal agony has alarmed the environment. But once the hatred has been stifled, safety of buildings has been pondered upon. In this light, the present regulations and new construction ethics seem like a watershed.

Earthquake resistance

Earthquake proof home

Earthquake resistant home

Seismic catastrophe result in earthquakes; places that lie in the top seismic belt are more vulnerable to be handicapped by this natural calamity. Thus, it becomes even more important to safeguard structures against earthquakes in those areas. Making the buildings sturdier may seem to be the best idea but then what happens when the earthquake measures a lot on the Richter scale- obviously it will have enough force to turn the construction into rubble. Thus it is wiser to minimize the forces that propel the earthquake in the first place.

Energy dissipating gadgets can be used for enhancing the damping of the system. Secondly, base isolation methods can be used for increasing the natural period of a given structure. The structural members need to be tightened as well for their interplay in the earthquake scene. Girders, columns, beams and the corrugated framework have to be right up to the order.

Weather proofing

Home getting weatherproofed

Weatherproofing your home

Constructions need to be guarded against weather reverses. In beach areas, the hurricanes and typhoons play havoc. In temperate areas, the freezing cold and snow create trouble and in the tropical areas, heat and monsoon catches one unawares. Thus it is quintessential to shelter your construction against any such weather debacle.

When the term is used jointly, the connotation becomes different. Weatherproofing refers to flashing or roof flashing techniques employed to cover the passage from where water can leak. Generally, this is done with layering of impervious, non-porous material at incongruous surfaces like chimneys and conduits from where water can jut at a ferocious pace.

Roof flashing or weatherproofing can assume the form of exposed flashing and concealed flashing. The materials generally used for the purpose are bituminous fabrics. Also, the climate and structural framework of a particular construction are also judged prior to using a material.

Light-frame construction

Home having Light frame construction

Light frame construction

Light-frame construction is a technique of construction utilizing structural members or studs providing framework support on which external and internal wall coverings are attached. In addition, a roof is given with moderately built inclined rafters and stern joists. Dimensional  lumbers are being incorporated for the purpose of framing or light frame construction today. The method has become quite a rage in North America.

Categorically, platform framing and balloon framing are two different types of light frame constructions. For balloon framing, the woodwork runs from the sill plate to the eave line. Wood or steel tubes are generally used for the purpose. Sloping or inclined roofs are generally added to light frame construction. These enable rainwater to be shed at a fast pace. Shingles are used for the purpose of covering the roofs. These shingles have a precisely suiting density and texture. They are made from asphalt as a general rule.

Queens, New York – A haven for construction

Getting your home constructed in newyork

Home construction in newyork

The best point about Queens, NY is its amalgamation of concrete with the green expanse. Together, it makes the place brilliantly suited for construction. The place also offers something to everyone, each kind of urban delight within its bounds. Thus is it has been unofficially proclaimed as a haven for construction.

The government policies are pretty helpful in turning this place into a construction hub. The climate is suitable and there is no swampy Patterson effect, something that is attributable to “fleeing constructors”. Raw materials are relatively cheap. The contractor’s association is on consensus to provide fair work at a fair price. Duplicitous “bid bagging” is not prevalent. The climate is well supportive for the building materials to stand on their own and the workforce  is pretty industrious. Cumulatively, they make Queen’s a construction haven. New York is just adding up another laurel on its coat.

Mobile home additions

Mobile home in garden

Mobile home with wheels

Mobile homes are a state-of-art concept. These homes are pre-designed in a factory and then transported via tractor-trailers to the place where they need to be put up. Such prefabricated homes are far cheaper than the conventional ones. Mobile home additions can be done in many forms. Glass room additions are one of those. Apart from an increased tax liability, glass room additions will be very pleasant adding a lot of grace to your mobile home.

Cabinets can be installed in a vacant mobile home (having a structural set-up, a super structure). Even the cabinets can be brought straight from the factory location with a pre-applied wood finish. Adding a porch can definitely create an illusion of space in your home. A vacant mobile home looks big but once occupied a sense of stifle creeps in. This is where a well-crafted porch can come in very handy.

How to avail sufficient loans in construction?

Availing home loan while home construction

Getting home loan during construction

Constructing a home is not every day’s work. Despite a great blue print, astute planning, a well directed flow of raw material and other supplies, a good contractor and architect; it never is easy to get a construction going smoothly. A lot of money needs to be burnt down. For this purpose, many of those who plan  construction think of taking loans from lending companies or government (think of FDA approved loans).

Loans are meted out at different rates if you need to buy a land and subsequently construct on it and in case you need the loan just for constructing a home on a piece of land that is already yours. Also, in case you already have a loan running, balance transfer can be availed at a far cheaper rate. This is more like a top-up and you can negotiate till it “hurts” the lender.

Corrosion resistant buildings

Building Corrosion resistant buildings

Constructing Corrosion resistant buildings

Buildings suffering from corrosion are more vulnerable to crumble. In tropical climates, where there is overhead rays of sun and monsoons hit “below the belt”, the chances of corrosion is greater. Thus, it is advisable to employ a skilled work force even if it means forking out more money for the purpose. These people know the texture and density of materials that would work for a given climate and geographical location. It is also significant to use relatively non-permeable stuffs. This is because permeability can be utilized by external forces to make a deeper gash or corrosion in the building.

Insufficient framework and structural designing also give corrosion a leg-up. If the construction is not covered properly, it again infests itself with many carriers of corrosion. While making a structure, right from the time of conceiving a blueprint, it is important to think of all the angles that can lead to corrosion on a later day.

Modification quotes

Doing loan modifications

Making some loan modifications

After being hit by the sub-prime mortgage crisis, the real estate industry has become quite panic driven. Today, Foreclosures, Short Sales and Loan Modifications have become the prime lexicons of real estate dictionary. Loan modification is an arrangement made by the lender when the borrower keeps defaulting on the monthly installment for long. Instead of providing moratoriums, he makes a modification on the loan altering the amount of installment, changing the rate of interest or stretching the payment cycle in order to relieve the borrower.

Today, the loan modification quotes have become a little stringent again as the economy is endeavoring to shape back, rising from the doldrums of recession period. During the mortgage crisis, lenders had made up their mind to make the loan modification quotes as lenient as possible. There is a processing fee which needs to be paid. It is clearly mentioned in the loan modification quotes.

Construction Insurance

Advantages of Construction insurance

Benefits of Construction insurance

Construction insurance solution in short known as CIS has the ability to suffice all commercial insurance requirements. Construction insurance solution provides options such as general liability and commercial area coverage as well as commercial liabilities for all contractors dealing with both profit-making and residential issues. Such an insurance solution plan may also take into account several professional liabilities and see to health requirements and other related issues. Construction insurance solution programs have their specific rates, conditions and terms of usage.

Such a program in most cases is aptly supported by an insurance carrier with solid and confirmed financial stability. You can get hold of this CIS program through your local agent who will help you get familiar with the several whereabouts of this professional curriculum. In short a construction insurance solution acts as a guard to your business and helps you at times of acute financial crisis. So just be a part of the CIS system to provide a perfect base to your business.

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